Regional levels - where dwell the worst drivers
In addition to the type of class is also the residence for the extent of the premium. A change in the regional class by one level for example, can cause differences in contribution of more than ten percent. As with the vehicle fleet is also the current statistics, the basis for quotes calculation: GDV evaluates each year pass in which regions of country, the majority of accidents and thus divides up the different areas in the appropriate classes.
Suddenly have city, Passau and Berlin a lot in common. In these cities there are more and more accidents and therefore more liability claims in road traffic than the person average (index 100.0). Recorded here are only the cases that were caused by drivers with the respective registration numbers and regulated by the insurance. The statistics are therefore no information about the overall accident rate - about cases that are settled without the insurance. Yet to say something about the values ​​of the "driving skills" of auto owners in each registration district:
In addition to the liability statistics are broken down into the fields full insurance and partial cover: When the auto is full insurance
Are changes in the regional structure of auto insurance it this year but only barely: Some 63 percent of the 418 registration districts remain in the same liability as regional class so far. The only exceptions are few. The automobile owners on the island of RĂĽgen example, may look forward to a much more favorable rating in the automobile liability insurance: Your district will from next year, classified by three lower classes.
Whether to change the type and regional classes or not - the contributions for identical products vary depending on the quotes and society still partially by three times. Bring a potential reclassification with more expensive premiums, so this can be quickly made up for it by switching to a cheaper competitor. An objective comparison is worthwhile in any case! Please use the Vehicle Comparison Calculator from auto insurance quotes site and give you an overview.